COMMERCIAL AUTO
Ensure your business vehicles are protected on the road with our tailored commercial auto insurance. From cars to trucks, we’ve got you covered, so you can focus on what you do best—growing your business.
Ready For a Insurance?
What is Commercial Auto Insurance?
Commercial auto insurance protects vehicles used for business. This includes trucks, vans, and
cars used to transport tools, employees, or equipment.
If your vehicle is used for work, personal auto insurance will not cover business claims.
Commercial auto insurance helps pay for:
● Vehicle accidents
● Property damage
● Injuries to other people
● Legal costs
● Theft and vandalism
This coverage protects your business from large financial losses.
Who Needs Commercial Auto Insurance?
Most businesses in California need commercial auto insurance if they use vehicles for work.
Common industries we help include:
● Contractors
● Electricians
● Plumbers
● Landscapers
● HVAC companies
● Painters
● Construction companies
● Delivery businesses
If your vehicle has:
● Business name on the door
● Tools or equipment inside
● Employees driving it
You need commercial auto insurance.
What Does Commercial Auto Insurance Cover?
Liability Coverage
Pays for injuries and property damage you cause to others.
Physical Damage Coverage
Pays to repair or replace your vehicle after:
● Collision
● Theft
● Fire
● Vandalism
Uninsured Motorist Coverage
Protects you if another driver has no insurance.
Medical Payments
Pays medical bills for you and your passengers.
Important: Tools and Equipment Are NOT Covered
Automatically
Many contractors believe their tools are covered under commercial auto.
They are NOT.
Tools require a separate policy called:
Tools and Equipment Insurance
We help contractors bundle both coverages for full protection.
Why Contractors Choose Meyling Marin Insurance
Agency?
We specialize in contractor insurance across California.
Our clients choose us because:
● Fast certificates of insurance
● Same-day service
● Competitive contractor rates
● Access to Farmers Insurance preferred programs
● Fast claim support
We understand contractor needs and job requirements.
How Much Does Commercial Auto Insurance Cost in
California?
The cost depends on:
● Type of business
● Vehicle type
● Number of drivers
● Driving record
● Coverage limits
Many contractor policies start around:
$1,500 to $3,500 per year per vehicle
We shop multiple programs to find the best rate.
How Fast Can You Get Coverage?
Most policies can start the same day.
We can also issue your certificate of insurance immediately so you can start your project.
Why Farmers Insurance Commercial Auto?
Farmers Insurance is a preferred carrier offering:
● Fast claim service
● Strong financial stability
● Specialized contractor programs
● Flexible coverage options
Get a Commercial Auto Quote Today
Serving businesses across:
Riverside
Orange County
Los Angeles
San Bernardino
All California
Call: 951-261-5900
Meyling Marin Insurance Agency
Farmers Insurance Agent
License #6005950
FAQ
Have questions? Fell free to read our FAQ.
Yes. California requires liability insurance for all business vehicles.
No. Personal auto insurance excludes business use.
Claims may be denied.
Yes, if they are listed on the policy.
No.
Tools need a separate Tools and Equipment policy.
Most quotes are ready within minutes.
